You can have an incredible driving record, take every discount you can, keep your deductibles very high, and still end up paying very high car insurance rates. This is not your fault, as some vehicles happen to be more expensive to cover compared to others.
Before we talk about the cheapest cars to insure for 2019, you need to understand that the more affordable the car is, the cheaper it will be for you to insure. This is because less expensive cars tend to cost less to repair. Another thing that is often looked at is the car’s safety ratings, where car models that achieve high marks in crash tests get better rates due to their incredible occupant protection.
Those cars that fare the best regarding their claim histories, such as the cost of physical damage the car incurs and inflicts on other vehicles plus the severity of personal injuries, enjoy the lowest rates.
Without further ado, let us have a look at the cheapest cars to insure in 2019.
Annual Auto Insurance Rate: Around $1,220
The first car on our list of the cheapest cars to insure for 2019 is the Subaru Outback. Generally, Subaru cars are one of the cheapest cars to insure. With a very affordable price tag, when either buying it new or used, the Subaru Outback is an ideal car for many drivers, especially for those who need all-wheel drive for the best traction.
2.Honda HR-V LX
Annual Auto Insurance Rate: Around $1,230
The Honda HR-V LX is a subcompact crossover SUV that has been selling pretty well in recent years. the HR-V provides more interior room and cargo space compared to other subcompact vehicles in the market, without breaking your bank. If you are driving a new Honda HR-V LX, you should expect to pay about $1,230 for insurance rates per year.
3.Mazda CX-5 Sport
Annual Auto Insurance Rate: Around $1,250
The Mazda CX-5 is another cheap car to insure in 2019. The CX-5 is a crossover and sporty car that appeals to most people due to its crisp handling. You should expect to pay around $1,250 per year on the Mazda CX-5 in 2019.
4.Jeep Compass Sport
Annual Auto Insurance Rate: Around $1,250
Although Jeep cars are on the higher side when it comes to insurance, the Jeep Compass Sport is one of the cheapest Jeep cars to insure. The reason behind this is that the Compass Sport can be regarded as more of a crossover instead of a normal SUV. Since the Jeep Compass is one of the most affordable Jeep vehicles to own, it makes our list of the cheapest cars to insure in 2019.
5.Ford Escape S
Annual Auto Insurance Rate: Around $1,300
The Ford Escape is probably one of the few vehicles on this list that can actually be considered as a car and not an SUV. The Escape S offers a great bargain in the market, making it one of the cheapest cars to insure for 2019. You should expect to an annual interest rate of $1,300 to insure the Ford Escape S in 2019.
Annual Auto Insurance Rate: $1,500
The Toyota Tundra is the only truck on this list of the cheapest cars to insure in 2019. The main reason why this truck made it into the list is that it has less interior space. In fact, more than half of this truck is made of the bed, which is easier to repair than other parts. The auto insurance rate for the Toyota Tundra is about $1,500 per year.
Annual Auto Insurance Rate: $1,700
The Nissan Rogue is a compact crossover SUV that has grown to become the best-selling SUV in the United States. Despite its popularity, is still quite cheap to purchase with an MSRP of around $25,000. Since the Nissan Rogue is in itself on the cheaper side, this makes it one of the cheapest cars to insure for 2019.
Annual Auto Insurance Rate: $1,800
Another Toyota car that is cheap to insure in 2019 is the Toyota Rav4. The Toyota Rav4 is ranked as one of the best Compact SUV cars to drive. Despite this, it is still offered to you for sale at a very good price, making it one of the cheapest cars to insure. You should expect to pay an annual auto insurance rate of about $1,800.
Annual Auto Insurance Rate: Around $2000
The Kia Rio is an amazing cheap car ideal for families. The car is loved for its ample boot space, fuel efficiency, and low CO2 emissions. If you own a brand new Kia Rio, expect to pay about $2,000 as the annual auto insurance rate.
Annual Auto Insurance Rate: Around $2,200
The Ford Fiesta is an old favorite for many. The supermini Ford is loved for the fact that it is small, but is still able to offer huge value. The latest model is a car you can buy at an inexpensive price and still enjoy cheap insurance.
The aforementioned are some of the cheapest cars to insure in 2019. We might have left out some cars, but this is because we wanted to stick with the more popular cars to drive internationally. It is also good to note that insurance rates do vary according to state or country. Therefore, you should check with your preferred insurance company before making a final decision.